It’s better in the app

Download the Affirm app to get special deals and discounts, discover new brands, and check your purchasing power.

Download Affirm app

Find the plan that works for you

See custom plans that fit your needs, whether that’s interest-free or more time to pay.

Manage your payments and more

Schedule payments, manage AutoPay, and track your progress as you pay off your plans.

Get offers picked for you

Find flexible plan options and 0% APR exclusives to use at millions of places—only in the app.

Pay over time with the Affirm app

Pay just about anywhere with the Affirm app, whether you’re checking out online or shopping in-store with the Affirm Card.

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Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR.

Options depend on your purchase amount and may vary by merchant. A down payment may be required. For example, at a purchase price of $400 you could pay a down payment of $80, followed by 12 monthly payments of $28.88 at 15% APR or 4 interest-free payments of $100 every 2 weeks. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use.

The Affirm Money™ Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not a bank. FDIC insurance covers accounts held with CRB in the event CRB fails. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

Annual Percentage Yield is effective as of September 18, 2026 and may change at any time before or after account opening. No minimum balance is required to open an account or receive the advertised APY.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more. The Affirm Card is not available to residents of U.S. territories.

The one-time-use Affirm virtual card is issued by CRB, Sutton Bank, or Celtic Bank, Members FDIC, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.